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Get Help: Tools For Tough Economic Times
Employment | Finances | Housing | Health | Families | Seniors
Employment Tools
Job Seekers
- Find employment opportunities and other services to assist your job search at the New Jersey Department of Labor and Workforce Development Job Seekers site.
- One-Stop Career Centers can help you develop your career, perform a skills assessment, choose a college or technical institute, or search for financial aid.
- One-Stop Career Centers can also help you address specific concerns to ensure your job search is successful. Check out the Support Services section to help lead you in the right direction.
- Job placement services for veterans.
- Jobs4Jersey.com provides jobseekers with job hunting information, training, and online tools to assess skills and interests.
- New Jersey Civil Service Job Announcements
- NJWorks provides access to computer skills workshops and tutorials; online job and career resources that help you build your resumé, search for a job and develop interview skills; and a calendar of training opportunities.
- Self employment assistance.
- Services for individuals with disabilities.
- Starting a business in New Jersey.
Employers
- Jobs4Jersey.com offers online services for employers.
Financial Tools
Auto Insurance
- Special Automobile Insurance Policy (SAIP) program, also known as Dollar a Day helps make limited auto insurance coverage available to drivers who are eligible for Federal Medicaid with hospitalization. Such drivers can obtain a medical coverage-only policy at a cost of $365 a year.
Banking Issues
- See the New Jersey Department of Banking and Insurance to request assistance on filing consumer inquiries and complaints.
Bill Paying
- NJHelps allows you to self screen for over 28 programs.
Food Assistance
Military Benefits
- You may be eligible for Veteran Services.
Personal Finance
- See the New Jersey Department of Banking and Insurance personal finance topics.
Tax Assistance
- Free tax preparation services are available through VITA/TCE.
Tax Credits
- Earned Income Tax Credit, a refundable federal income tax credit for low-income working individuals and families.
Temporary Assistance
- WorkFirst NJ provides temporary cash assistance and many other support services to families through the Temporary Assistance for Needy Families (TANF) program.
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Emergency Assistance (EA) is available in certain situations for eligible persons. It is limited to 12 months.
Unemployment
- Unemployment Insurance information.
Utility Bills
- Assistance programs for income eligible households.
Housing Tools
Affordable Housing
Foreclosure
- New Jersey Home Keeper Program.
- New Jersey Homeownership Preservation Effort (NJ HOPE).
- New Jersey Judiciary Foreclosure Mediation Program.
- Financial Counseling Organizations - Governmental and non-profit organizations that provide financial assistance or counseling to borrowers in foreclosure.
- Mayor's Combat Kit - Materials and sources of information on buying a home, mortgage assistance and foreclosure guidance.
Homelessness Prevention
- New Jersey Homelessness Prevention Program provides limited financial assistance to low and moderate income tenants and homeowners in imminent danger of eviction or foreclosure.
Call toll-free: 866-889-6270
New Jersey Housing and Mortgage Finance Agency
- NJHMFA provides programs for home buyers, home owners, renters, seniors and those with special needs.
Reverse Mortgages
Utility Bills
- The New Jersey Board of Public Utilities provides information about the following assistance programs: Comfort Partners, LIHEAP, Universal Service Fund - Energy, Winter Termination Program, Lifeline Program, NJSHARES and Telephone Assistance.
Health Tools
Assistive Technology
- The Division of Deaf and Hard of Hearing distributes assistive technology devices to qualified New Jersey residents wtih hearing loss to ensure access to the telecommunications and visual alerting home safety equipment needed to live independently.
Brain Injuries
Cancer
- Find cancer resources by county.
Caregivers
- Find resources for many aspects of caregiving from the New Jersey Aging and Disability Resource Connection.
Consumer Health Information
- HealthyNJ is a comprehensive consumer health resource for healthy living.
Doctor Bills
- New Jersey Medicaid program provides medical assistance to people who qualify.
- State Health Insurance Assistance Program (SHIP) provides free help to New Jersey's Medicare beneficiaries who have problems or questions about their health insurance.
Doctor Profiles
- New Jersey Health Care Profile database. Search medical doctors, podiatrists and optometrists by name to find information such as education and board certification.
Medical Insurance for the Uninsured
- Catastrophic Illness in Children Relief Fund provides assistance.
- NJ FamilyCare, a state program for uninsured children and certain low income parents and guardians, provides affordable insurance coverage for those who are eligible.
Medication Costs
- Pharmaceutical Assistance to the Aged and Disabled (PAAD) a state funded prescription assistance program.
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Senior Gold Prescription Discount Program (Senior Gold) a state funded prescription program with different eligibility guidelines than PAAD.
Mental Health
- New Jersey's mental health information and referral service.
- Crisis Centers by county.
- National Suicide Prevention Hotline.
Transportation to Doctor Appointments
- NJ Find a Ride - searchable by county and municipality.
Tools for Families
Child Care
- Licensed Child Care Centers arranged by county and then by municipality.
- Child Care Resource and Referral Agencies by county.
- State Subsidized Child Care and Child Care Eligibility Forms and Instructions.
Child Support
- New Jersey Child Support helps children receive financial support from both parents.
Children With Special Needs
College Costs
- Read about student financial aid at the New Jersey Higher Education Assistance Authority.
College Preparation
- New Jersey Gear Up helps students in Trenton, Newark, Jersey City, Paterson, Camden, Bridgeton and Atlantic City/Pleasantville get ready for college.
Domestic Violence
- The New Jersey Coalition for Battered Women provides a service guide by county.
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New Jersey Domestic Violence Hotline. Call toll-free: 800-572-SAFE (7233) 24 hours a day, 7 days a week.
Medical Insurance
- Catastrophic Illness in Children Relief Fund provides assistance.
- NJ FamilyCare, a state program for uninsured children and certain low income parents and guardians, provides affordable insurance coverage for those who are eligible.
New or Expectant Parents
- Home Visitation program.
- Parenting information from the Department of Children and Families.
Nutrition For Mothers and Children
- WIC, the special Supplemental Nutrition Program for Women, Infants and Children provides supplemental nutritious foods.
Tools for Seniors
NJ EASE
- New Jersey Easy Access, Single Entry (NJ EASE) is an easy way for seniors and their families to get information about, and access to senior services by calling a toll free phone number which will be answered by a person from an agency in your county.
Call toll-free: 1-877-222-3737.
Aging and Disability Resource Connection
- ADRC provides information and assistance to older persons, adults with physical disabilities, caregivers and professionals looking for services or programs.
Assistive Technology
- The Division of Deaf and Hard of Hearing distributes assistive technology to qualified New Jersey residents wtih hearing loss to ensure access to the telecommunications and visual alerting home safety equipment needed to live independently.
Doctor Bills
- The New Jersey Medicaid program provides medical assistance to people who qualify.
- State Health Insurance Assistance Program (SHIP) provides free help to New Jersey's Medicare beneficiaries who have problems or questions about their health insurance.
Hearing Aids
- Hearing Aid Assistance to the Aged and Disabled provides a $100 reimbursement to eligible persons who purchase a hearing aid.
Meals on Wheels
- Enter your ZIP code to find local providers of daily meals delivered to senior citizens.
Medication Costs
- New Jersey state funded prescription assistance - Pharmaceutical Assistance to the Aged and Disabled (PAAD).
Reverse Mortgages
Special Automobile Insurance Company (SAIP)
- A new initiative, also known as Dollar a Day, that helps make limited auto insurance coverage available to drivers who are eligible for Federal Medicaid with hospitalization. Such drivers can obtain a medical coverage-only policy at a cost of $365 a year.
Statewide Benefits for Older Persons
- A guide to programs and services offered to older persons by the State of New Jersey.
Tax Assistance
- Free tax preparation services are available through VITA/TCE.
- New Jersey Property Tax Reimbursement Program reimburses eligible senior citizens and disabled persons for property tax increases.
Transportation to Doctor Appointments
- NJ Find a Ride - searchable by county and municipality.
Utility Bills
- The New Jersey Board of Public Utilities provides information about the following assistance programs: Comfort Partners, LIHEAP, Universal Service Fund-Energy, Winter Termination Program, Lifeline Program, NJSHARES and Telephone Assistance.
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